The 5 biggest MYTHS about using your SUPER to invest in PROPERTY

We get it—using your SUPER to buy property sounds bold, maybe even a bit risky.

You’re not alone in thinking that. Every week we speak to Aussies who are curious but cautious, and 9 times out of 10, what’s holding them back isn’t money… it’s misinformation.

So let’s bust through the myths.

We’ve helped over 2,000 everyday Australians use their SUPER to build long-term wealth through property and we’re here to share what’s true, what’s not, and how you can move forward with confidence.

MYTH 1: “You need a big deposit to get started.”

Nope.

One of the biggest misconceptions is that you need hundreds of thousands saved to even think about property.

The reality? If you and/or your partner have a combined SUPER balance of $220k or more, you may already be eligible to purchase an investment property using your Self-Managed Super Fund (aka SUPER)—without dipping into your personal savings.

And yes... it’s all above board and structured through your SUPER, guided by experienced professionals.

MYTH 2: “It’s risky to use my SUPER for property.”

It’s natural to feel nervous about putting your retirement funds into something new.

But here’s the truth: when done right, investing in property through your SUPER can actually reduce long-term risk.

1. We focus on high-growth areas.

2. We only recommend properties that pass our strict vetting process.

3. AND... we offer a 5-Year Tenant Guarantee, meaning your rent is always paid

We’ve built a strategy that prioritises stability, capital growth, and cash flow, not hype or speculation.

MYTH 3: “Now isn’t the right time to buy.”

This one’s tricky, because timing the market feels smart. But the truth is:

Time in the market beats timing the market.

We’ve had clients purchase in areas like Maudsland (QLD) or Pimpama and make $50k to $140k profit by settlement day—simply because they took action when others hesitated.

Property isn’t about finding a “perfect time.” It’s about having the right team, right strategy, and right support to make a move when the numbers make sense.

MYTH 4: “I don’t want to manage a property.”

Good news... you don’t have to.

At Investors Choice Group, we handle everything:

• Coordinating with your financial planner and SUPER accountant

• Working with builders, brokers, and conveyancers

• Partnering with trusted property managers post-settlement

  
  

From first call to handing over the keys, we’re in your corner, doing the heavy lifting.

MYTH 5: “I don’t know enough to do this.”

Most of our clients were first-time investors. What they did have? A desire to build wealth for their future, and the courage to ask questions.

That’s where we come in.

Our CEO, Steve Scott, has been named Australia’s leading ZOOM property investment expert four years running, and he’s helped thousands of Aussies understand how this strategy works.

You don’t need to be an expert. You just need the right expert in your corner.

The wrap-up...

There’s no shortage of myths out there. But the truth is, property investment through SUPER is possible and with the right support, it’s often the smartest move people make for their future.

If you’re ready to stop guessing and start learning, we’re here to help.

Want to see if you're eligible? Check now with our 2-minute qualification quiz

Or reach out to Steve directly: steven@investorschoicegroup.com.au or 0414 722 822

Let’s make your SUPER work harder for your future.

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